| Loan | APR* | Sample Payment |
|---|---|---|
|
Home Equity Loan
|
||
| Home Equity - First Mortgage Installment Loan | 6.50% | Monthly payment of $500.96 based on 144 month, $50,000 loan at 6.50% APR |
| Home Equity - Non-owner Investment | 8.75% | Monthly payment of $626.63 based on 120 month, $50,000 loan at 8.75% APR |
| Home Equity - Second Lien | 7.25% | Monthly payment of $456.43 based on 180 month, $50,000 loan at 7.25% APR |
| Home Equity - Secondary/Vacation | 8.00% | Monthly payment of $477.83 based on 180 month, $50,000 loan at 8.00% APR |
| Loan | APR* (AS LOW AS) | |
|---|---|---|
|
Home Equity Line Of Credit (VARIABLE)
Introductory 4.99% for 6 billing cycles; afterward, variable APR currently 7.00%–9.00% |
||
| HELOC | 7.00% | |
Disclosures
* APR = Annual Percentage Rate. APR is accurate as of 10/5/2026 and is subject to change after account opening. Rate based on creditworthiness and product type.
All loans subject to approval.
The rate for which a borrower qualifies may depend on creditworthiness, loan-to-value, loan term, loan purpose, product type, and other applicable factors. Rates, terms, and conditions are subject to change. Monthly payments shown are principal and interest only and do not include fees or other applicable escrows. Actual payment obligation may be higher.
Home Equity Line of Credit (HELOC)
APR is variable and subject to change after account opening. Maximum APR is 18.00%. Estimated fees to open the line generally range from $100 to $1,500. Qualified properties include owner-occupied single-family homes, condominiums, and townhomes in Washington State.
Home Equity Installment Loan
Qualified properties vary by product and may include owner-occupied and non-owner-occupied single-family homes, condominiums, and townhomes in Washington State. Estimated third-party closing costs generally range from $0 to $1,500, depending on the property, loan amount, and other factors. Additional eligibility requirements, terms, and conditions apply.