Business Certificates

Interest rate fluctuations aren't a concern when your money is secure in one of our Business Certificates. Choose from a range of terms — all with a fixed rate. Opt for a Bump Certificate which gives you the opportunity to bump your rate up one time over your selected term.
  • Business Certificates Feature:
  • Fixed rates and terms from three to 60 months.
  • Higher yields than savings or money market accounts.
  • Funds Federally Insured by NCUA.
  • Take advantage of higher rates by choosing an optional Bump Certificate.
Businesss Rate and Terms
 
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Limited-Time Offer

Earn 3.85% APY* on a 5-Month Certificate when you pair it with your Business Checking Account and a deposit of at least $10,000 New Money.

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Questions?

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Disclosures

* APY = Annual Percentage Yield. The promotional APY is accurate as of 10/27/2025, is a limited time offer and subject to change.

5 month certificate: $500 minimum deposit required to open and earn 3.50% APY, available when the certificate is opened with a Peak Account, Business Checking, or $10,000 in new money. $10,000 minimum in new money, together with a Peak Account or Business Checking, is required to open and earn 3.85% APY. New money is defined as funds not currently held in deposit accounts at Kitsap Credit Union, unless deposited within the last 15 days. Early withdrawal penalties may apply.