Account Solutions to Help Your Business Grow

No matter the size of your business or what you do, Kitsap Credit Union has the right accounts to fit your unique needs.
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Regardless of which account you choose, you'll enjoy these free benefits:

  • Online and Mobile Banking

    Easily manage your business accounts from computers, tablets, and smartphones. Get started
  • eStatements

    Skip the waste and hassle of paper — view, download, or just print the electronic statements you need. Learn More
  • Fraud Monitoring Protection

    Visa Falcon Fraud protects you from fraudulent purchases by contacting you to confirm suspicious transactions as soon as they arise.
  • Mobile Deposit

    Make a deposit simply by taking a photo of a check (with no limit to the number of mobile deposit transactions allowed).
  • Nationwide ATM Network

    Make secure withdrawals and deposits at ATMs within our network which includes nearly 30,000 machines nationwide - each of them surcharge-free. Learn more
  • VISA Debit Card

    Take advantage of the convenience and security of Visa - either with just a single card or multiple cards for your employees.
  • VISA Purchase Alerts

    Stay on top of charges by setting up email alerts that meet certain criteria.

Which Business Checking Is Right For You?

  • Get Going with Business Checking

    With no minimum balance requirements, convenient online and mobile banking features, and real-time Visa® purchase alerts, businesses maximize cashflow while minimizing expenses.
    $100 Minimum Opening Balance

    $0 Minimum Balance

    No Monthly Service Charge

    First 100 Monthly Transactions are FREE.*** (101+ transactions: $0.50 per transaction)
  • Go Farther with Elite Business Checking

    For businesses with higher transaction volumes, our Elite Business Checking is the perfect solution. It includes all the features of our standard Business Checking, while also paying dividends on balances of $1,000 and above.
    All the benefits of Business Checking — plus dividends

    $100 Minimum Opening Balance

    No Minimum Balance Requirement

    $10 Monthly Service Charge** (waived if average daily balance of $10,000 or more maintained.)

    First 100 Monthly Transaction are FREE***. (101-250 are $0.25 each. 251+ are $0.35 each.)

    Monthly Aggregate Cash Deposits, Withdrawals, Exchanges of $5,000 or less are FREE
Rates and Terms


Schedule An Appointment Or give us a call (360) 662-2217

Business Money Market Account

Higher balances enjoy higher rates

With our Business Money Market Account, the more you save, the more dividends your business earns. Maintain easy access to your money and take advantage of greater growth, without compromising flexibility.

Business Money Market features:

  • Tiered dividend rates.
  • Maintain 24-7 access to your funds via Online Banking and Mobile Banking.
  • $1,000 minimum opening deposit.
  • $1,000 average daily balance to earn dividends.
  • No monthly service charge with $1,000 average daily balance*.
  • Funds Federally Insured by NCUA.

Business Rates and Terms

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Business Certificates

Even better rates

Interest rate fluctuations aren't a concern when your money is secure in one of our Business Certificates. Choose from a range of terms — all with a fixed rate. Opt for a Bump Certificate which gives you the opportunity to bump your rate up one time over your selected term.

Business Certificates Features:

  • Fixed rates and terms from three months to five years.
  • Higher yields than savings or money market accounts.
  • Funds Federally Insured by NCUA.
  • Take advantage of higher rates by choosing an optional Bump Certificate.

Business Rates and Terms

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Business Savings Account

Stable growth, maximum flexibility

Just like individuals, saving money is important for businesses too. With a Business Savings account, your company can take advantage of security and stable growth while it maintains easy access to funds. Bottom line: you'll be able to better meet the needs of your business today - and down the road.

Business Savings Account Features:

  • Competitive dividends — earned monthly.
  • Low average daily balance to earn dividends — only $25.
  • Anytime access to money via Online Banking and Mobile Banking.
  • Federally Insured by NCUA.

Business Rate and Fee Terms

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Business Money Market Fee*

* $10.00 per month: waived if average daily balance of $1,000 or higher is maintained

Elite Business Checking Monthly Service Fee**

$10 Monthly Service Charge may be decreased/waived in the following circumstances:

  • $5 waived if $5,000 average daily balance maintained.
  • $10 waived if $10,000 average daily balance maintained, or with an active Member Business Loan of $50,000 or greater.

Monthly Transaction Fees***

Transactions include: Checks cleared, checks deposited, all external debits and credits (internal transfers not included, defined as 'within the members business account'). Debit card transactions not included in transaction counts. Cash and coin exchange fees apply.