Building Lifelong Financial Habits

Habits start young. That's why Kitsap Credit Union offers special programs for our younger members that work to help them discover what's possible. Whether they're in diapers or are about to leave the nest, our account options help kids and teens learn the values of saving and responsible spending.

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Youth Saver Certificates

  • Must be under age 21 to open.
  • Add-on allows for deposits at any time.
  • $100 Minimum opening.
  • If under 18, have to open with a parent or guardian in branch.
  • View your balance anytime via Online Banking and Mobile Banking.
  • Funds Federally Insured by NCUA.
Term APY *
Youth Saver Certificates

$100 Minimum opening balance 
Must be under age 21 to open
Youth Certificates allow additional deposits
6 Month Youth Saver Certificate 2.85%
12 Month Youth Saver Certificate 2.75%

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Youth Accounts Designed Just for Them

Whether they're saving for college, their first car, or just starting to save, young people will love these great account features. A valid Social Security Number is required for both parent and youth when opening account.

  • Launch! Account


    Only members with a Launch! Savings may open a Launch! Account. A parent or guardian must be the account’s co-owner. Visit a branch to get started.
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  • Launch! Savings

    • Teens 13-17 Can Open Accounts.
    • No Monthly Service Fee.
    • Competitive Dividends – Earned Monthly.
    • Easy Account Management via Online Banking & Mobile Banking.
    • Funds Federally Insured by NCUA.

    To open an account, teens must live, work, worship, or go to school in the state of Washington. A parent or guardian must be on the account as a co-owner.
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  • Kids Club Savings

    • Young People 12 & Under are Eligible. 
    • No monthly service fee.
    • Competitive Dividends – Earned Monthly. 
    • $5 Average Daily Balance to Earn Dividends.
    • Free Gift Upon Opening Account. 
    • Funds Federally Insured by NCUA.
    To open an account, a parent or guardian must visit a branch and be the account’s co-owner.
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Rates and Terms

Youth Saver Certificates

Our Youth Saver Certificate is specifically designed for young savers with just a $100 minimum opening balance, a competitive interest rate, and allows for additional deposits to help encourage saving. Help a child you care about to start their journey toward building good financial habits by opening a Youth Saver Certificate today. Visit a branch to get started!

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