Premium Money Market
Limited Time Offer: 4.00% APY*
| Balance Tier | APY* | |
|---|---|---|
|
Premium Money Market †
$2,500 minimum opening deposit. |
||
| Premium Money Market $1,000 - $14,999.99 | 1.15% | |
| Premium Money Market $15,000 - $49,999.99 | 4.00% | |
| Premium Money Market $50,000 - $99,999.99 | 4.00% | |
| Premium Money Market $100,000 - $249,999.99 | 2.75% | |
| Premium Money Market $250,000 - $499,999.99 | 3.00% | |
| Premium Money Market $500,000 - $999,999.99 | 3.25% | |
| Premium Money Market > $1,000,000.00 | 3.50% | |
Money Market Features
| Balance Tier | APY* | |
|---|---|---|
|
Money Market**
$1,000 minimum opening deposit. |
||
| Money Market $1k - $9,999.99 | 0.50% | |
| Money Market $10k - $49,999.99 | 0.75% | |
| Money Market $50k - $99,999.99 | 1.01% | |
| Money Market $100k - $249,999.99 | 1.62% | |
| Money Market $250k - $499,999.99 | 2.05% | |
| Money Market $500k - $999,999.99 | 2.31% | |
| Money Market > $1 million | 2.55% | |
- Tiered dividend rates — you earn more as you save more.
- Anytime access to money via Online Banking, Mobile Banking or with a check.
- $1,000 minimum opening deposit.
- $1,000 average daily minimum balance to earn dividends.
- No monthly service charge with $1,000 daily minimum balance**.
- Funds are federally insured by NCUA.
This tiered rate account is designed to give you more flexibility in managing your financial portfolio and is insured by the National Credit Union Share Insurance Fund just like our other savings and certificate products.
You'll have immediate access to your funds through digital banking transfers, in person withdrawals, and checks.
Related
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Credit Card
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Checking
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Savings
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Personal Loans
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Disclosures
* APY = Annual Percentage Yield. The APY is a variable rate and is accurate as of 12/9/2025 and subject to change after account opening.
Money Market**
$1,000 minimum opening deposit.
$1,000 minimum average daily balance to earn dividends.
$10.00 per month fee waived if average daily balance of $1,000 or higher is maintained.Premium Money Market†
New money required. The new money requirement is waived for existing funds held in maturing KCU certificates when deposited into a new Premium Money Market Account. Requires a Peak Checking or Business Checking account. Limited to one account per Tax ID. Additional terms and conditions may apply.

