Earn a Higher Rate as You Save

A Money Market account from Kitsap Credit Union can earn more than a regular savings account. With our tiered dividend rate feature, the more you save, the more you earn.

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Premium Money Market

Introducing the Premium Money Market Account. Exclusively for Peak Account and Business Checking Members.

Limited Time Offer: 4.00% APY* 

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Balance Tier APY*
Premium Money Market †

$2,500 minimum opening deposit. 

Premium Money Market $1,000 - $14,999.99 1.15%
Premium Money Market $15,000 - $49,999.99 4.00%
Premium Money Market $50,000 - $99,999.99 4.00%
Premium Money Market $100,000 - $249,999.99 2.75%
Premium Money Market $250,000 - $499,999.99 3.00%
Premium Money Market $500,000 - $999,999.99 3.25%
Premium Money Market > $1,000,000.00 3.50%


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Money Market Features

Balance Tier APY*
Money Market**

$1,000 minimum opening deposit. 
$1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Money Market $1k - $9,999.99 0.50%
Money Market $10k - $49,999.99 0.75%
Money Market $50k - $99,999.99 1.01%
Money Market $100k - $249,999.99 1.62%
Money Market $250k - $499,999.99 2.05%
Money Market $500k - $999,999.99 2.31%
Money Market > $1 million 2.55%
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  • Tiered dividend rates — you earn more as you save more.
  • Anytime access to money via Online Banking, Mobile Banking or with a check. 
  • $1,000 minimum opening deposit.
  • $1,000 average daily minimum balance to earn dividends.
  • No monthly service charge with $1,000 daily minimum balance**.
  • Funds are federally insured by NCUA.

This tiered rate account is designed to give you more flexibility in managing your financial portfolio and is insured by the National Credit Union Share Insurance Fund just like our other savings and certificate products.

You'll have immediate access to your funds through digital banking transfers, in person withdrawals, and checks.

Rates and Terms

Related

Disclosures

* APY = Annual Percentage Yield. The APY is a variable rate and is accurate as of 12/9/2025 and subject to change after account opening.

Money Market**

$1,000 minimum opening deposit.

$1,000 minimum average daily balance to earn dividends.

$10.00 per month fee waived if average daily balance of $1,000 or higher is maintained.

Premium Money Market

New money required. The new money requirement is waived for existing funds held in maturing KCU certificates when deposited into a new Premium Money Market Account. Requires a Peak Checking or Business Checking account. Limited to one account per Tax ID. Additional terms and conditions may apply.