Traditional IRA

A Traditional IRA is a good fit for investors who feel their income and/or tax rate will decline as they get closer to retirement. Contributions can be made on a pretax basis, and can be tax deductible if you meet certain requirements.

Note: once you withdraw funds from a Traditional IRA, it is considered income, and could be subject to income tax. 

Enjoy these great benefits with a Traditional IRA:
  • Low minimum opening balance — only $5.
  • No minimum for transfers.
  • Competitive dividends — earned monthly.
  • View your balance anytime via Online Banking and Mobile Banking.
  • Funds Federally Insured by NCUA.
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