Less Errands,
More Me Time

Get paid the easy way with Direct Deposit.

Direct deposit is a secure, reliable way to have your paycheck or recurring payments deposited automatically into your Kitsap Credit Union account — so your money is ready sooner and you can skip the worry of paper checks.

Why Direct Deposit

When your money arrives automatically, it’s easier to stay on track — whether you’re paying bills, building savings, or planning what’s next.

  • Fast and secure — automatic electronic deposits into your account
  • Faster access to funds — available sooner than a paper check
  • Convenient and dependable — avoid lost or delayed checks
  • Get your paycheck early — you could get paid up to 2 days early**


It’s Not Just Payroll

Direct deposit isn’t only for employer payroll. Many members use it for recurring deposits like Social Security, pensions, unemployment, and other payments they’d rather not wait on.

  • Employer payroll
  • Social Security
  • Government disability
  • Unemployment
  • Tax refunds
  • Child support
  • Pensions/annuities
  • Rental income

What You’ll Need 

To set up direct deposit (and other electronic transfers), you’ll need KCU’s routing number and your full account number. For your security, keep your account number confidential and share it only with trusted parties. 

KCU Routing Number: 325180223


What You’ll Need to Do 

Please sign up for direct deposit directly with your employer or any other party that provides your payments. This ensures your funds are deposited securely and efficiently into your account without delays.

​

How To Find Your Account & Routing Number 

Desktop Steps: 

  1. Log in and choose your account
  2. Select Account Details
  3. Your routing and account number will display in the details view

Mobile Steps: 

  1. Log in and choose your account
  2. Select Account Details
  3. Your routing and account number will display in the details view

Need Help?
Call 800-422-5852 or 360-662-2000 — available 24/7/365. 


Learn More



Disclosures

EARLY ACCESS TO DIRECT DEPOSIT** 

Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.