Three checking accounts. Unlimited ways to grow.

Our dedicated Business Services team has created three different checking options. Look them over. Then just let us know how we can help. Because growing your business is our business. 


Learn More

Business checking.
Easy as 1, 2, 3:


  • Get Going with
    Business Checking

    With no minimum balance requirements, convenient online and mobile banking features, and real-time Visa® purchase alerts, businesses maximize cashflow while minimizing expenses.
    Minimum Opening Deposit $100 
    Eligible to Earn Dividends? No
    Free Monthly Transactions Up to 100
    Additional Transactions $0.50 each after 100
    Monthly Service Charge None
    Free Cash/Coin Exchange Up to $5,000 per month
    Additional Cash/Coin Exchange 0.1% of total cash/coin over $5,000 per month
    Apply Now!

  • Go Farther with Elite Business Checking

    For businesses with higher transaction volumes, our Elite Business Checking is the perfect solution. It includes all the features of our standard Business Checking, while also paying dividends on balances of $1,000 and above.
    Minimum Opening Deposit $100 
    Eligible to Earn Dividends? Yes
    Free Monthly Transactions Up to 100
    Additional Transactions $0.25 each for 101–250, $0.35 each after 250
    Monthly Service Charge $10 — waived with a $10,000+ average daily balance
    Free Cash/Coin Exchange Up to $5,000 per month
    Additional Cash/Coin Exchange 0.1% of total cash/coin over $5,000 per month
    Apply Now!

  • Turn up the volume with
    Business Performance Checking

    High volume businesses will appreciate our Business Performance Checking. It accommodates higher transaction volumes without excessive fees and pays dividends at higher balances.
    Minimum Opening Deposit $1,000 
    Eligible to Earn Dividends? Yes
    Free Monthly Transactions Up to 500
    Additional Transactions $0.15 each after 500 
    Monthly Service Charge $25 — waived with a $25,000+ average daily balance
    Free Cash/Coin Exchange Up to $10,000 per month
    Additional Cash/Coin Exchange 0.1% of total cash/coin over $10,000 per month
    Apply Now!
     
  •  
Rates and Terms
Business Checking APY*
Business Checking

$100 MINIMUM OPENING BALANCE
Business Checking 0.00%

MONTHLY TRANSACTION FEES†:
0-100 TRANSACTIONS: NO FEE
101+ TRANSACTIONS: $0.50 PER TRANSACTION

Balances APY* (AS HIGH AS)
Elite Business Checking

$100 MINIMUM OPENING BALANCE
Elite Business Checking $0 - $999 0.00%
Elite Business Checking $1,000 - $9,999 0.07%
Elite Business Checking $10,000 - $24,999 0.10%
Elite Business Checking $25,000 - $99,999 0.15%
Elite Business Checking $100,000 - or more 0.20%

MONTHLY TRANSACTION FEES†:  
0-100 TRANSACTIONS: NO FEE
101-250 TRANSACTIONS: $0.25 PER TRANSACTION
251+ TRANSACTIONS: $0.35 PER TRANSACTION

ELITE BUSINESS CHECKING MONTHLY SERVICE FEE**

Apply Now!

 

​
Balances APY* (AS HIGH AS)
PERFORMANCE BUSINESS CHECKING

$1,000 MINIMUM OPENING BALANCE
Business Performance Checking $0.01 - $24,999.99 0.00%
Business Performance Checking $25,000 - $49,999.99 0.10%
Business Performance Checking $50,000 - $99,999.99 0.15%
Business Performance Checking $100,000 - $249,999.99 0.20%
Business Performance Checking $250,000 - $499,999.99 0.25%
Business Performance Checking $500,000 - $999,999.99 0.35%
Business Performance Checking > $1,000,000 0.50%

MONTHLY TRANSACTION FEES†:    
0-500 TRANSACTIONS: NO FEE
500+ TRANSACTIONS: $0.15 PER TRANSACTION

BUSINESS PERFORMANCE CHECKING MONTHLY SERVICE FEE***

Apply Now!



Questions?

Schedule An Appointment

Or give us a call (360) 662-2217

Related

Enjoy these free benefits:

  • Online and Mobile Banking

    Easily manage your business accounts from computers, tablets, and smartphones. Get started

  • eStatements

    Skip the waste and hassle of paper — view, download, or just print the electronic statements you need. Learn More

  • Fraud Monitoring Protection

    Visa Falcon Fraud protects you from fraudulent purchases by contacting you to confirm suspicious transactions as soon as they arise.

  • Mobile Deposit

    Make a deposit simply by taking a photo of a check (with no limit to the number of mobile deposit transactions allowed).

  • Nationwide ATM Network

    Make secure withdrawals and deposits at ATMs within our network which includes nearly 30,000 machines nationwide - each of them surcharge-free. Learn more

  • VISA Debit Card

    Take advantage of the convenience and security of Visa - either with just a single card or multiple cards for your employees.

  • VISA Purchase Alerts

    Stay on top of charges by setting up email alerts that meet certain criteria.

Disclosures

* APY = Annual Percentage Yield. The APY is a variable rate and is accurate as of 11/3/2025 and subject to change after account opening.

Monthly Transaction Fees†

Transactions include: Checks cleared, checks deposited, all external debits and credits (internal transfers not included, defined as 'within the members business account'). Debit card transactions not included in transaction counts. Cash and coin exchange fees apply.

Elite Business Checking Monthly Service Fee**

$10 Monthly Service Charge may be decreased/waived in the following circumstances:

  • $5 waived if $5,000 average daily balance maintained.
  • $10 waived if $10,000 average daily balance maintained, or with an active Member Business Loan of $50,000 or greater.

Business Performance Checking Monthly Service Fee***

$25,000 minimum average daily balance required to avoid $25 Monthly Service Charge