New Year Resolutions for Your Bank Account: Start Saving Smart in 2026
January represents a fresh start, making it the perfect time to set new financial goals. As Kyle Burke, manager of our Poulsbo Branch, explains, “The new year naturally inspires reflection and goal-setting, making it the perfect time to take control of your finances. After the holiday season, many people are motivated to reset, reduce spending, and build savings. It’s a moment of optimism and planning—ideal for creating habits that last all year.”
If saving more in 2026 is on your list, Kitsap Credit Union offers tools and accounts to make it simple.
Choose an Account that Will Help You Save
“Our Holiday Savings account is perfect for anyone looking to save throughout the year!” said Kyle. With automatic monthly transfers, your money grows steadily, and on November 1, your funds transfer directly into your checking account—ready for the holidays.
For longer-term savings goals, consider a Money Market account, which offers tiered rates, easy access through Online or Mobile Banking, and personalized service.
If you find it challenging to stick to a savings plan, a Certificate may be ideal. Choose your term, and watch your money grow securely over time.
Another flexible option is a high-yield checking account, which allows you to earn a competitive APY on your daily deposits, helping you save even while you spend.
Find the Tools that Work for You
Once you’ve chosen the account that works best for you, pair it with a savings tool to set clear goals. Use My Insights in Online Banking or the Mobile App or schedule a Financial Wellness appointment with our team to make the most of your money today.
Starting your savings plan now sets the tone for a year of financial confidence and smart money habits. With clear goals and the right tools—like automatic savings—you can make your 2026 resolutions achievable and stress-free.
Insured by NCUA
If saving more in 2026 is on your list, Kitsap Credit Union offers tools and accounts to make it simple.
Choose an Account that Will Help You Save
“Our Holiday Savings account is perfect for anyone looking to save throughout the year!” said Kyle. With automatic monthly transfers, your money grows steadily, and on November 1, your funds transfer directly into your checking account—ready for the holidays.
For longer-term savings goals, consider a Money Market account, which offers tiered rates, easy access through Online or Mobile Banking, and personalized service.
If you find it challenging to stick to a savings plan, a Certificate may be ideal. Choose your term, and watch your money grow securely over time.
Another flexible option is a high-yield checking account, which allows you to earn a competitive APY on your daily deposits, helping you save even while you spend.
Find the Tools that Work for You
Once you’ve chosen the account that works best for you, pair it with a savings tool to set clear goals. Use My Insights in Online Banking or the Mobile App or schedule a Financial Wellness appointment with our team to make the most of your money today.
Starting your savings plan now sets the tone for a year of financial confidence and smart money habits. With clear goals and the right tools—like automatic savings—you can make your 2026 resolutions achievable and stress-free.
Insured by NCUA
December 8, 2025