Experience the Freedom of Access
Start saving today where it’s safe, sound, and secure.
Our Diamond Money Market account gives you great dividend rates and the flexibility to access your funds whenever you need them. Let's work together to make your financial dreams possible.
Money Market Features
| Balance Tier | APY* | |
|---|---|---|
|
Money Market
|
||
| Money Market $1k - $9,999.99 | 0.90% | |
| Money Market $10k - $49,999.99 | 0.90% | |
| Money Market $50k - $99,999.99 | 1.35% | |
| Money Market $100k - $249,999.99 | 2.05% | |
| Money Market $250k - $499,999.99 | 2.58% | |
| Money Market $500k - $999,999.99 | 2.78% | |
| Money Market > $1 million | 3.00% | |
- Tiered interest rates — you earn more as you save more.
- Anytime access to money via Online Banking, Mobile Banking or with a check.
- $1,000 minimum opening deposit.
- $1,000 average daily minimum balance to earn dividends.
- No monthly service charge with $1,000 daily minimum balance**.
- Funds are federally insured by NCUA.
This tiered rate account is designed to give you more flexibility in managing your financial portfolio and is insured by the National Credit Union Share Insurance Fund just like our other savings and certificate products.
You'll have immediate access to your funds through unlimited in-person withdrawals. Additionally, you may access your funds via check, with online banking.
| Balance Tier | APY* | |
|---|---|---|
|
Diamond Money Market***
|
||
| Diamond Money Market $1,000 - $9,999.99 | 1.15% | |
| Diamond Money Market $10,000 - $49,999.99 | 1.67% | |
| Diamond Money Market $50,000 - $99,999.99 | 2.00% | |
| Diamond Money Market $100,000 - $249,999.99 | 3.00% | |
| Diamond Money Market $250,000 - $499,999.99 | 3.20% | |
| Diamond Money Market $500,000 - $999,999.99 | 3.40% | |
| Diamond Money Market > $1,000,000 | 3.60% | |
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Disclosures
* APY = Annual Percentage Yield. The APY is accurate as of 10/22/2024 and subject to change.
$1,000 minimum opening deposit.
$1,000 minimum average daily balance to earn dividends.
Money Market Fee**
$10.00 per month: waived if average daily balance of $1,000 or higher is maintained
Diamond Money Market***
Minimum $10,000 new money required to open account. New money is defined as deposits not held at Kitsap Credit Union within the previous 15 days. Diamond Money Market converts to regular Money Market rates and tiers on 1/1/2025. Visit KitsapCU.org or contact us for standard Money Market rates and fees. Offer for a limited time only and subject to change.