Credit - Without the Card

Personal lines of credit and signature loans (sometimes called Personal Loans) often have lower interest rates than a credit card and could be the perfect solution to help you consolidate higher-rate debt, purchase furniture and appliances, or for unexpected repairs. Learn More

The Choice is Yours!

Personal loans often have lower rates than credit cards and could be better solutions for whatever life throws your way.

  • Personal Line of Credit

    A Personal Line of Credit works like a credit card. It allows you to borrow money as you see fit. When you need some extra cash flow, the Personal Line of Credit is there to use.

    Loan Features
    • $2,000 Minimum Credit Limit.
    • Variable 11.00% APR*.
    • $15.00 annual fee applies**. 
    • Access your credit account via online, mobile Banking, by phone, or a local branch.
    Apply Now!

  • Signature Loan

     
    A Signature Loan (also called an unsecured loan) can be used for anything you want to do with it. In other words, the choice is totally up to you!

    Loan Features
    • Terms up to 72 Months***.
    • Terms and loan amount is based on creditworthiness.
    •  Low fixed rate.
    •  Funds are disbursed in a lump sum.
    •  Manage Your Account via Online or Mobile Banking
    Apply Now!

  • Share Secured Loan

    By securing this loan with funds in a savings or certificate account, you can borrow at a low rate regardless of your credit score. A Share Secured Loan is a great way to establish or rebuild your credit.

    Loan Features
    • Loan amount & terms based on your savings or certificate account.
    • The fixed APR* for your loan would be just 2% above the APY of the securing savings product.
    • Funds are disbursed in a lump sum.
    • Manage Your Account via Online or Mobile Banking
    Apply Now!
Rates and Terms

Related

Disclosures

* APR = Annual Percentage Rate. APR is accurate as of 12/23/2024 and is subject to change after account opening. Rate based on creditworthiness and product type.

** Personal LOC Annual Fee: $15

All loans subject to approval.

Signature Loan Payment Example***

Monthly payment of $233.02 based on 24 month, $5,000 loan at 10.99% APR