Checking That's Better Than Free.
For a limited time KCU at Work members can receive $150 Cash Back Bonus** when opened online.
Your new Gold Checking account can pay you more than $645† the first year.
- Earn 3.30% APY* on balances up to $15,000 and our standard rate on balances over $15,000.
- No minimum balance requirements.
- Free access to over 30,000 Nationwide CO-OP ATMS.
- Easily manage your account through online and mobile banking - deposit checks, manage your card, and stay connected.
- Send money with Zelle® - a fast, safe, and easy way to send money.
Save For What Matters
Certificates to help you get there.
Take Advantage of New Higher Rates. At Kitsap Credit Union, we’re powering life’s opportunities - to help you achieve what really matters. We have helped our members navigate through both good times and the challenging ones. And right now, with stock market volatility and economic uncertainties, many are going back to the basics. That means saving with people you can trust to help you achieve your dreams and new higher rates that help maximize your returns.
Disclosures
* APY = Annual Percentage Yield. The APY is accurate as of 4/26/2025 and subject to change.
GOLD CHECKING MONTHLY QUALIFICATIONS†
Monthly qualifications apply to earn stated rate, refer to Rate & Fee Schedule for more information. $25 minimum deposit required to open account and fees may reduce earnings. The qualification period runs from the 1st day of the month until the last day of the month. Qualified Rate for Peak Account is 3.30% APY on the first $15,000, 0.05% APY on remaining balances. If qualifications are not met, the account earns the Non-Qualifying Base Rate of 0.00% APY and is not eligible for ATM fee refunds for that qualification period.
Monthly qualifications: (1) Complete 12 or more in-person or online point-of-sale (POS) transactions or debit or credit card purchases (excluding recurring payments set up on the debit or credit card) that post and clear by close of business on the last day of month. Qualifying credit card transactions must be made with a credit card that is under the same Primary Membership Account as the Peak Account; (2) Sign up for electronic account statements (e-statements) by the last day of the month; and (3) Complete a qualifying Electronic Transaction that posts by the last day of the month: Receive a direct deposit, conduct an outgoing ACH transaction, or perform an online payment using our Bill Pay service. Peak Account is available for personal accounts only and is limited to one per Tax ID number.
KCU AT WORK BONUS**
To qualify for the KCU at Work cash bonus, (1) new Gold Checking account must be opened online at www.KitsapCU.org/KCUatWork, (2) member must be in good standing, and (3) account must meet Gold Checking qualifications at least one time within the first 3 statement cycles of account opening. Once Gold Checking qualifications are met, bonus will be deposited into primary savings account on or before the 10th business day of the following month qualifications are met. Offer valid for 30 days from effective date and subject to change.