• Consumer Savings & Certificate FAQ

    • What are the current share (savings) rates?

      To view our current share (savings) rates, please refer to our Rate and Fee Schedule.

      Whether you're goal-oriented, establishing a safety net, or establishing your foundation for a healthy financial future, Kitsap Credit Union offers a variety of great savings products designed to minimize fees while providing competitive rates.

      • Fast, secure, and free online banking
      • Free mobile and text banking
      • Competitive dividends
      • Easy set up for direct deposits and automatic transfers

       

      Not yet a member?

      Apply today!

      You will also need the following information in order to complete the application:

      • Government-issued ID/Driver's license/State ID or Passport with current address
      • Current physical and mailing address
      • Social Security Number
      • Date of Birth

      Learn more About KCU and when you're ready, apply today using our Online Application.

    • Do you offer children's savings accounts?

      Yes! The Kid's Club is a special savings account to help kids through age 12 learn that saving money is important and can be fun!

      There's no minimum opening balance and all Kid's Club members receive a special gift (as available) when they open their account. 

      Bring your child's social security number to one of our convenient branch locations and open the account today!

      We also offer great savings options for youth:

       

      Additional Information:

      Online banking is free to all of our members and it lets you access your accounts on your terms. Check your account balance and transaction history, access eStatements, and transfer between your accounts from anywhere!

       

    • Do you offer Health Savings Accounts?

      Kitsap Credit Union does not offer Health Savings Accounts at this time. We do offer the following accounts:

      • Kids Club
      • Holiday Club
      • Money Market
      • Certificate Accounts

      Please visit our Savings Account page for a full list of our accounts.

       

      Become a Kitsap Credit Union member today

      Learn more About KCU and when you're ready, apply today using our Online Application.

       

    • How do I change a beneficiary on my share account?

      To change a beneficiary on your account we will need an updated signature card notating the new beneficiary. This form will need to be signed by the existing account holders. You can also sign electronically if you are not able to visit a branch. Just contact us and we will start the process for you!

      To contact us:

       

      It’s simple to take your finances with you wherever you go

      We understand that life can get busy, but you need to access your money when it's convenient for you. Our mobile app offers a full suite of banking tools at the palm of your hands, so wherever life takes you, we’ll be right there.

      Visit our Mobile Banking page to learn more and download the app today!

       

    • How do I open a Kids Club Account?

      Kids Club Accounts can be opened at any of our branch locations. The child does not need to be present for you to open the account on their behalf.

      The account can be opened by a parent, guardian, or other responsible adult as a joint member on the Kids Club Account.

      You will need the Social Security number for all account owners and all adult owners will need to present their government issued photo ID to open the account.

      Bring your child's social security number to one of our convenient branch locations and open the account today!

       

    • What are the current certificate rates?

      Current certificate rates can be found on our Rate and Fee Schedule.

      Kitsap Credit Union Certificates are accounts where funds remain on deposit for a predetermined amount of time. This allows members to benefit from compounding interest while earning a higher rate of return than that of a savings account. Learn more by visiting our certificates page.

      Ready to start saving? Open your certificate online today.

       

      Not yet a member?

      Apply today! You'll need the following information in order to complete the application:

      • Government-issued ID/Driver's license/State ID or Passport with current address
      • Current physical and mailing address
      • Social Security Number
      • Date of Birth

      Learn more About KCU and when you're ready, apply today using our Online Application.

       

    • What is a Holiday Savings Account?

      Our Holiday Savings Account is a special savings account that allows members to save funds for year-end and holiday expenses. We can help you set up automatic transfers into your Holiday Savings account to save all year.

      The balance of the account is automatically transferred to your designated checking account on November 1st. You will also receive a special gift in December, while supplies last!

      Open your Holiday Savings Account today online today!

       

      Become a Kitsap Credit Union member today

      Learn more About KCU and when you're ready, apply today using our Online Application.