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10 Signs You’re in a Healthy Relationship… With Your Money

Valentine’s Day is a good reminder that the best relationships are built on trust, communication, and support—and that includes the one you have with your money.

Not sure how yours is doing? Here are a few signs your finances may be in a healthy place (or heading there).

1. You Check In Regularly
You know what’s happening with your accounts and feel comfortable reviewing your balances. No surprises, just awareness.

2. You Have Clear Boundaries
You’re able to spend on what matters to you while keeping your goals in mind. That balance is key.

3. You’re Thinking Ahead
Whether it’s a rainy-day fund, a big purchase, or long-term savings, you’re planning for the future, not just the next expense.

4. Unexpected Expenses Don’t Completely Derail You
Life happens. A healthy financial foundation helps you handle surprises with less stress.

5. You Pause Before Big Decisions
Major financial choices come with a little thought, a little planning, and sometimes a second opinion.

6. You Know Where You’re Doing Well and Where You Want to Improve
Maybe budgeting comes easily, or maybe saving is your strong suit. Knowing where you stand helps you move forward.

7. You’re Working Toward Less Debt
You have a plan, even if it’s gradual, and you’re making progress in a way that works for you.

8. You Recognize Progress
Small wins matter. Building savings, paying down balances, or sticking to a budget are all worth celebrating.

9. You Ask Questions
Healthy financial relationships include support. You’re comfortable reaching out for guidance, resources, or a conversation when you need it.

10. You Feel More Confident Over Time
Money may still bring challenges, but overall, you feel informed, supported, and better prepared for what’s ahead.

A Little Extra Love for Your Finances
A healthy relationship with money doesn’t happen overnight, it’s built with knowledge, good habits, and the right support.

If you’re ready for a check-in, the Kitsap Credit Union team is here to help you take the next step with confidence.

Schedule a Financial Wellness appointment today. We’re here for you.

Together it’s possible.
 
February 9, 2026